Securitization is the financial practice of pooling various types of contractual debt such as residential mortgages, commercial mortgages, auto loans or credit card debt obligations (or other non-debt assets which generate…
Banking has not been immune to the volatile conditions of today’s rapidly changing world. From the COVID-19 pandemic to a rise in artificial intelligence to new cybersecurity threats, banks continue…
What is a short-term investment? If you’re making a short-term investment, you’re often doing so because you need to have the money at a certain time. If you’re saving for…
Coming up with a list of the best bond ETFs for 2022 may at first seem like it would include only funds that can perform well in an inflationary, rising-rate…
With the economy facing high inflation, the Federal Reserve has begun to raise interest rates. Investors should prepare for a bumpy ride in the months ahead, and so it’s crucial that investors stay…
The maximum loan amount is the highest amount that your lender authorizes to you. This loan amount applies to standard loans, credit cards, and even line-of-credit accounts. Several factors are taken into…
While the money market and the capital market are both aspects of the larger global financial system, they serve different goals for investors. In a nutshell, the money market is…
Banks may not have been the earliest adopters of the cloud, but industry leaders now realize that a cloud-based digital strategy enables a range of strategic advantages—including improved sustainability. Cloud…
What is the Effective Annual Interest Rate? The Effective Annual Interest Rate (EAR) is the interest rate that is adjusted for compounding over a given period. Simply put, the effective annual interest…
What Is a Buyback? A stock buyback is when a public company uses cash to buy shares of its own stock on the open market. A company may do this to return…