Mortgage Origination and Discount Points: Understanding the Basics
What Are Mortgage Points? A mortgage point is a percentage-based fee paid at closing. Each point is equivalent to 1 percent of your total loan amount. For example, on a…
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principal amount
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Recast Mortgage: What Is It & How Do You Calculate It?
Homeowners who want to shave off dollars from their monthly mortgage payment, as well as save money on interest, might consider a mortgage recast. This strategy won’t help you pay off your…
Rule of 72
What is the Rule of 72? The Rule of 72 is a mathematical principle that estimates the time it will take for an investment to double in value. The mention…