Mortgage Origination and Discount Points: Understanding the Basics
What Are Mortgage Points? A mortgage point is a percentage-based fee paid at closing. Each point is equivalent to 1 percent of your total loan amount. For example, on a…
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Mid-Cap Definition
What Is Mid-Cap? Mid-cap (or mid-capitalization) is the term that is used to designate companies with a market cap (capitalization)—or market value—between $2 and $10 billion. As the name implies,…
5 Alternative Investments for 2021
Most people think of investing as buying stocks, bonds, mutual funds, or exchange-traded funds (ETFs). The more adventurous might think about a real estate investment trust (REIT). Some people also might consider buying stocks of mining…
Bull Market Definition: Characteristics & Examples
What is a bull market? A bull market, also known as a bull run, is a long, extended period in the market when stock prices are on the rise. There…
Do These 5 Things First For Happy Retirement?
You’ve worked hard for years to get where you are today. Now it’s time to plan for the next big thing — retirement. Here are four important things to do…
Security Definition: How Securities Trading Works
What Is a Security? At a basic level, a security is a financial asset or instrument that has value and can be bought, sold, or traded. Some of the most…
What is securitization and why is it used?
Securitization is the financial practice of pooling various types of contractual debt such as residential mortgages, commercial mortgages, auto loans or credit card debt obligations (or other non-debt assets which generate…
Best 10 Banking Trends to Watch in 2022
Banking has not been immune to the volatile conditions of today’s rapidly changing world. From the COVID-19 pandemic to a rise in artificial intelligence to new cybersecurity threats, banks continue…
10 Best short-term investments in 2022
What is a short-term investment? If you’re making a short-term investment, you’re often doing so because you need to have the money at a certain time. If you’re saving for…
5 Best Investments for Military Families
Most military personnel don’t have the time to pay attention to their finances. They are simply too busy, with families, friends and jobs. When servicemembers do have to make a…