Mortgage Origination and Discount Points: Understanding the Basics
What Are Mortgage Points? A mortgage point is a percentage-based fee paid at closing. Each point is equivalent to 1 percent of your total loan amount. For example, on a…
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Do These 5 Things First For Happy Retirement?
You’ve worked hard for years to get where you are today. Now it’s time to plan for the next big thing — retirement. Here are four important things to do…
Recast Mortgage: What Is It & How Do You Calculate It?
Homeowners who want to shave off dollars from their monthly mortgage payment, as well as save money on interest, might consider a mortgage recast. This strategy won’t help you pay off your…
The 10 Best Dividend Stocks In November 2022
What Is a Stock Dividend? A stock dividend is a dividend payment to shareholders that is made in shares instead of cash. The stock dividend has the advantage of rewarding shareholders…