Mortgage Origination and Discount Points: Understanding the Basics
What Are Mortgage Points? A mortgage point is a percentage-based fee paid at closing. Each point is equivalent to 1 percent of your total loan amount. For example, on a…
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Closing Costs
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What are the tax benefits of homeownership?
The tax code provides several benefits for people who own their homes. The main benefit is that the owners do not pay taxes on the imputed rental income from their…
5 Best Investments for Military Families
Most military personnel don’t have the time to pay attention to their finances. They are simply too busy, with families, friends and jobs. When servicemembers do have to make a…
Closing Real Estate Deals In 10 Simple Steps
A real estate deal is generally a long and stressful exercise that involves many steps and procedural formalities. Closing on a house occurs when you sign the papers that make the house…
Recast Mortgage: What Is It & How Do You Calculate It?
Homeowners who want to shave off dollars from their monthly mortgage payment, as well as save money on interest, might consider a mortgage recast. This strategy won’t help you pay off your…