Junior Associate, Credit Administration

Mashreq Bank

Mashreq Bank


Mashreq Bank


Karachi, Pakistan

Date Posted

July 13, 2021


Banking / Financial Services Jobs in Pakistan

Job Type


Education Requirement Bachelors/Masters
Career Level Mid Level
Experience 2-3 Years
Base Salary Competitive Salary
Street address Karachi


Job Purpose:

Job holder is especially answerable for:

Release & keep credit score facility limits in varied banking programs in step with credit score approvals / documentation unit launch directions and in adherence to all relevant financial institution insurance policies, procedures, rules and SLA’s.
Generate and situation stability affirmation and different credit score associated letters / experiences to the related stakeholders.
Perform User Acceptance Testing (UAT) on system enhancements for assigned tasks

Key Result Areas:

Credit Facility Limits are launched and maintained in step with the credit score approvals / documentation unit launch directions.
Update covenants in step with the credit score approval.
Ensure rates of interest, earmarking, reallocation and reinstatement of limits are accurately up to date in step with permitted phrases and situations.
Ensure syndication facility associated disbursements, payment recoveries, rollover, settlements, curiosity/revenue changes directions are executed in an correct and well timed method.
Maintain challenge trackers for discounting and monitoring progress fee certificates.
Monitor margin construct ups and generate exception & management experiences.
Place and launch liens/maintain/blocks & freeze on deposits, securities, accounts and investments in step with credit score approvals / facility agreements.
Prepare and generate credit score associated letters / experiences required for purchasers, regulators, administration, audit and many others. on demand / periodic foundation.
Perform UAT’s on system enhancements associated to the unit’s actions and guarantee profitable closure of the UAT.
Escalate any system / course of irregularities in a well timed method.
Ensure “Zero” operational losses.
Ensure no audit findings.

Knowledge, Skills and Experience:

Graduate with honest understanding of credit score administration actions.
A Minimum of 4 years’ expertise in General Banking protecting at the very least 2 years in credit score administration associated actions.
Good Communications and interpersonal abilities

Seniority Level



Financial Services
Investment Banking

Employment Type


Job Functions